Full cost comparison with 2026 pricing
If you're shopping for replacement windows, you've probably narrowed your choices down to the two most popular frame materials: vinyl and wood. Here's the short answer: vinyl windows cost $150–$550 per window installed, while wood windows cost $240–$880 per window installed. Vinyl is cheaper upfront and virtually maintenance-free. Wood lasts longer and looks better. But when you compare cost per year, the gap between them is smaller than most people expect.
This guide breaks down every cost involved -- materials, labor, maintenance, energy efficiency, and lifespan -- so you can make the right decision for your home and budget.
The biggest difference between vinyl and wood is the price tag on installation day. Vinyl windows typically cost 40–60% less than wood, making them the most popular choice for budget-conscious homeowners.
| Frame Material | Cost Per Window (Installed) | 12-Window Project |
|---|---|---|
| Vinyl | $150 - $550 | $1,800 - $6,600 |
| Wood | $240 - $880 | $2,880 - $10,560 |
For a typical home with 12 double-hung windows, you're looking at roughly $4,200 for vinyl vs. $6,700 for wood at midpoint pricing. That's a $2,500 difference -- significant, but not as dramatic as the high-end ranges suggest.
Wood windows cost more for several reasons:
This is where vinyl's total cost advantage becomes even more dramatic. Vinyl windows are essentially maintenance-free for their entire lifespan. Wood windows require regular attention to protect against the elements.
Vinyl windows require almost nothing beyond occasional cleaning. The frames won't rot, peel, warp, or need painting. The only maintenance is cleaning the tracks, lubricating hardware, and replacing weatherstripping as it ages.
| Maintenance Item | Frequency | Cost |
|---|---|---|
| Cleaning & lubrication | Annually | $0 (DIY) |
| Weatherstripping | Every 10-15 years | $5 - $15 per window |
| Total over 25 years | $60 - $180 (12 windows) |
Wood windows need regular painting or staining to prevent moisture damage, rot, and insect infestation. Neglecting this maintenance doesn't just look bad -- it shortens the window's lifespan dramatically.
| Maintenance Item | Frequency | Cost Per Window |
|---|---|---|
| Paint or stain | Every 3-5 years | $100 - $200 |
| Caulking & sealing | Every 5-7 years | $10 - $25 |
| Rot repair (if needed) | As needed | $100 - $400 |
| Total over 35 years | $800 - $2,000 per window |
For a 12-window home, expect to spend $9,600–$24,000 on wood window maintenance over 35 years. That's a significant ongoing cost that many homeowners don't factor into their initial decision. If you hire painters, each round of painting all 12 windows runs $1,200–$2,400.
Enter your window count, type, and location to get a personalized cost estimate for vinyl, wood, and three other frame materials.
Use the Free Calculator →Wood's biggest advantage over vinyl is longevity. A well-maintained wood window will outlast vinyl by a decade or more. However, the key phrase is "well-maintained" -- neglected wood windows can fail faster than vinyl.
| Factor | Vinyl | Wood |
|---|---|---|
| Expected lifespan | 20 - 25 years | 30 - 40 years |
| With proper maintenance | 25 - 30 years | 35 - 40+ years |
| Moisture resistance | Excellent (impervious) | Poor (needs protection) |
| Insect resistance | Excellent | Poor (termites, carpenter ants) |
| UV resistance | Good (modern formulas) | Good (with finish coat) |
| Color retention | May fade slightly over time | Refinishable to any color |
Vinyl's main durability concern is that it can't be refinished. If the color fades or the frame gets damaged, replacement is the only option. It can also warp slightly in extreme heat, though modern vinyl formulations with titanium dioxide are much more resistant to this than older products.
Wood's main durability concern is moisture. Water that penetrates the paint or stain will cause the wood to swell, crack, and eventually rot. In humid climates or homes with poor overhang protection, wood windows require more frequent maintenance to reach their full lifespan.
Both vinyl and wood are good insulators, and both outperform aluminum significantly. The frame material itself accounts for only part of the window's overall energy performance -- the glass package matters more.
| Metric | Vinyl | Wood |
|---|---|---|
| Frame U-factor | 0.30 - 0.40 | 0.25 - 0.35 |
| Frame R-value | R-2.5 - R-3.3 | R-2.9 - R-4.0 |
| Thermal expansion | Higher | Lower |
| Air infiltration | Low | Low (when maintained) |
Wood has a slight edge in raw insulating value, but the difference is small. A vinyl window with double-pane Low-E glass will perform nearly identically to a wood window with the same glass. The glass package -- not the frame -- determines about 80% of a window's energy performance.
That said, if you live in an extremely cold climate (Minnesota, Wisconsin, Maine), wood's slightly better insulation and lower thermal expansion can make a noticeable difference over many windows. For most climates, the energy difference between vinyl and wood is negligible.
For a deeper dive into energy savings numbers, see our guide: Do New Windows Really Save on Energy Bills? We Did the Math.
This is the number that reveals the real value of each material. When you factor in installation, maintenance, and lifespan, the annual cost tells a different story than the upfront price alone.
Let's run the math for 12 double-hung windows using midpoint pricing:
| Frame | Total Cost (12 windows) | Lifespan | Cost Per Year |
|---|---|---|---|
| Vinyl | $4,320 | 25 years | $173/yr |
| Wood | $18,000 | 35 years | $514/yr |
On a cost-per-year basis, vinyl is about 66% cheaper than wood when you include maintenance. Even if you do the painting yourself (cutting the painting cost in half), wood still comes in at roughly $371/year -- more than double vinyl's annual cost.
This is the key insight most homeowners miss. Wood's longer lifespan doesn't offset its significantly higher maintenance costs. Vinyl wins the pure value comparison decisively.
Want to see the cost breakdown for all five frame materials side by side? Try our free calculator to compare vinyl, wood, fiberglass, aluminum, and composite for your specific situation.
This is wood's strongest advantage, and it's the main reason many homeowners still choose wood despite the higher cost.
Wood windows look better. There's no getting around it. Wood has a warmth, depth, and character that vinyl can't fully replicate. The grain texture, the ability to choose any paint color, and the option for custom profiles make wood the clear winner for aesthetics.
When wood makes the aesthetic difference:
When vinyl is perfectly fine:
In terms of resale value, window replacement typically recoups 60–75% of the investment at sale. The return is similar for both materials, as long as the windows are in good condition and appropriate for the home's price point.
Here's a straightforward decision framework:
Choose vinyl if:
Choose wood if:
Consider a wood-clad option if:
Also worth considering: fiberglass is emerging as a strong alternative to both. It costs less than wood, lasts longer than vinyl (40+ years), requires minimal maintenance, and can be painted. See how all five materials compare using our free calculator.
Our calculator compares vinyl, wood, fiberglass, aluminum, and composite windows with pricing for your state and energy savings estimates.
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